[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.necteme.cz\/nebankovni-hypoteka-rovna-se-spotrebitelsky-uver\/#Article","mainEntityOfPage":"https:\/\/www.necteme.cz\/nebankovni-hypoteka-rovna-se-spotrebitelsky-uver\/","headline":"Nebankovn\u00ed hypot\u00e9ka rovn\u00e1 se spot\u0159ebitelsk\u00fd \u00fav\u011br","name":"Nebankovn\u00ed hypot\u00e9ka rovn\u00e1 se spot\u0159ebitelsk\u00fd \u00fav\u011br","description":"Mo\u017en\u00e1 jste p\u0159i hled\u00e1n\u00ed v\u00fdhodn\u00e9ho \u00fav\u011bru narazili na p\u00e1r typ\u016f, kter\u00e9 byly pouze podnikatelsk\u00fdmi \u00fav\u011bry. T\u011bch je hned n\u011bkolik a maj\u00ed velmi v\u00fdhodn\u00e9 podm\u00ednky, ov\u0161em stejn\u011b v\u00fdhodn\u00e9 jsou tak\u00e9 spot\u0159ebitelsk\u00e9 \u00fav\u011bry. Nebankovn\u00ed hypot\u00e9ka je n\u00e1zev, kter\u00fdm ozna\u010dujeme b\u011b\u017en\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br. \u010cili si tento \u00fav\u011br mohou sjedn\u00e1vat ob\u010dan\u00e9 \u00fapln\u011b b\u011b\u017en\u011b. Dokonce je vhodn\u00fd i v p\u0159\u00edpad\u011b, […]","datePublished":"2018-09-17","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.necteme.cz\/author\/#Person","name":"","url":"https:\/\/www.necteme.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"necteme.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.necteme.cz\/wp-content\/uploads\/img_a329954_w1765_t1542485629.jpg","url":"https:\/\/www.necteme.cz\/wp-content\/uploads\/img_a329954_w1765_t1542485629.jpg","height":0,"width":0},"url":"https:\/\/www.necteme.cz\/nebankovni-hypoteka-rovna-se-spotrebitelsky-uver\/","about":["Ekonomika"],"wordCount":463,"articleBody":"        Mo\u017en\u00e1 jste p\u0159i hled\u00e1n\u00ed v\u00fdhodn\u00e9ho \u00fav\u011bru narazili na p\u00e1r typ\u016f, kter\u00e9 byly pouze podnikatelsk\u00fdmi \u00fav\u011bry. T\u011bch je hned n\u011bkolik a maj\u00ed velmi v\u00fdhodn\u00e9 podm\u00ednky, ov\u0161em stejn\u011b v\u00fdhodn\u00e9 jsou tak\u00e9 spot\u0159ebitelsk\u00e9 \u00fav\u011bry.  Nebankovn\u00ed hypot\u00e9ka je n\u00e1zev, kter\u00fdm ozna\u010dujeme b\u011b\u017en\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br. \u010cili si tento \u00fav\u011br mohou sjedn\u00e1vat ob\u010dan\u00e9 \u00fapln\u011b b\u011b\u017en\u011b. Dokonce je vhodn\u00fd i v p\u0159\u00edpad\u011b, \u017ee m\u00e1te n\u00edzk\u00e9 p\u0159\u00edjmy, \u017ee nem\u00e1te stabiln\u00ed p\u0159\u00edjem, kdy\u017e jste na rodi\u010dovsk\u00e9 dovolen\u00e9 nebo u\u017e m\u00e1te d\u016fchod. Porad\u00edme si se v\u0161\u00edm, sta\u010d\u00ed, kdy\u017e prok\u00e1\u017eete, \u017ee dok\u00e1\u017eete spl\u00e1cet. Ka\u017ed\u00fd poskytovatel \u00fav\u011bru si toti\u017e z\u00e1kladn\u00ed \u00fadaje mus\u00ed ov\u011b\u0159it. \u00a7 Pen\u00edze se hod\u00ed v ka\u017ed\u00e9 situaci. Stav\u00edte? Pl\u00e1nujete \u00fav\u011br na pozemek? Pot\u0159ebujete pen\u00edze na stavbu domu nebo rekonstrukci \u010di koupi bytu? Chcete si vybavit dom\u00e1cnost, zrekonstruovat kuchy\u0148 a v\u00edte, \u017ee to bude st\u00e1t p\u00e1r set tis\u00edc? V tom p\u0159\u00edpad\u011b m\u016f\u017eete vyu\u017e\u00edt pr\u00e1v\u011b tuto nebankovn\u00ed hypot\u00e9ku. Garantujeme n\u00edzk\u00e9 spl\u00e1tky i n\u00edzkou \u00farokovou sazbu. B\u011b\u017en\u011b se dost\u00e1v\u00e1me na procenta, kter\u00e1 zn\u00e1te nap\u0159\u00edklad z va\u0161\u00ed klasick\u00e9 banky. Jenom\u017ee v bance v\u00e1m \u010dasto nep\u016fj\u010d\u00ed z toho d\u016fvodu, \u017ee m\u00e1te nap\u0159\u00edklad z\u00e1znam v registru dlu\u017en\u00edk\u016f, \u017ee m\u00e1te n\u00edzk\u00e9 p\u0159\u00edjmy, nebo \u017ee nejste bonitn\u00ed klient (vysok\u00fd v\u011bk a podobn\u011b).  Na\u0161e spole\u010dnost nic takov\u00e9ho ne\u0159e\u0161\u00ed, tak\u017ee m\u016f\u017eete p\u016fj\u010dku z\u00edskat i v p\u0159\u00edpad\u011b, \u017ee m\u00e1te z\u00e1znam, nebo dokonce i v p\u0159\u00edpad\u011b, \u017ee m\u00e1te n\u00edzk\u00e9 p\u0159\u00edjmy. Doba splatnosti se pohybuje v rozmez\u00ed jednoho roku a\u017e 30 let.  \u017d\u00e1dn\u00e9 slo\u017eit\u00e9 pap\u00edrov\u00e1n\u00ed  Cel\u00e9 vy\u0159\u00edzen\u00ed je velice snadn\u00e9 a p\u0159edev\u0161\u00edm rychl\u00e9. \u010casto celou situaci \u0159e\u0161\u00edme tak\u00e9 spoludlu\u017en\u00edkem. Lid\u00e9 p\u0159izvou n\u011bkoho ke smlouv\u011b, nap\u0159\u00edklad n\u011bkoho bez z\u00e1znamu v registrech, aby z\u00edskali je\u0161t\u011b v\u00fdhodn\u011bj\u0161\u00ed \u00farok. Dokonce t\u00edmto zp\u016fsobem n\u011bkdo m\u016f\u017ee dolo\u017eit i p\u0159\u00edjem. Pokud nem\u00e1te ka\u017ed\u00fd m\u011bs\u00edc stabiln\u00ed v\u00fdplatu, nem\u016f\u017eete sv\u016fj p\u0159\u00edjem dolo\u017eit nebo je netransparentn\u00ed \u010dili m\u00e1te p\u0159\u00edjem jenom ob\u010das, pak s v\u00e1mi do smlouvy m\u016f\u017ee vstoupit n\u011bkdo dal\u0161\u00ed, nap\u0159\u00edklad n\u011bkdo z bl\u00edzk\u00fdch rodinn\u00fdch p\u0159\u00edbuzn\u00fdch, a p\u0159\u00edjem dolo\u017eit. Z\u00e1rove\u0148 m\u016f\u017eete ru\u010dit jakoukoliv nemovitost\u00ed, bytem, domem, pozemkem, budovou, gar\u00e1\u017e\u00ed, zahradou a tak d\u00e1le.                                                                                                                                                                                                                                                                                                                                                                                           4.1\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed hypot\u00e9ka rovn\u00e1 se spot\u0159ebitelsk\u00fd \u00fav\u011br","item":"https:\/\/www.necteme.cz\/nebankovni-hypoteka-rovna-se-spotrebitelsky-uver\/#breadcrumbitem"}]}]