[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.necteme.cz\/cim-se-lisi-hypoteka-na-pozemek-od-te-klasicke\/#Article","mainEntityOfPage":"https:\/\/www.necteme.cz\/cim-se-lisi-hypoteka-na-pozemek-od-te-klasicke\/","headline":"\u010c\u00edm se li\u0161\u00ed hypot\u00e9ka na pozemek od t\u00e9 klasick\u00e9?","name":"\u010c\u00edm se li\u0161\u00ed hypot\u00e9ka na pozemek od t\u00e9 klasick\u00e9?","description":"Mnoho lid\u00ed sn\u00ed o tom, \u017ee budou bydlet ve sv\u00e9m vlastn\u00edm dom\u011b \u010di byt\u011b. A je to jen pochopiteln\u00e9, koneckonc\u016f bydlet ve vlastn\u00edm m\u00e1 nepopirateln\u00e9 v\u00fdhody. Z nich rozhodn\u011b nen\u00ed nejmen\u0161\u00edm fakt, \u017ee se nemus\u00edme b\u00e1t, zda n\u00e1m majitel prodlou\u017e\u00ed smlouvu. Av\u0161ak ne ka\u017ed\u00fd m\u00e1 z\u00e1jem o koupi ji\u017e postaven\u00e9ho domu nebo bytu. Jsou i […]","datePublished":"2021-01-17","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.necteme.cz\/author\/#Person","name":"","url":"https:\/\/www.necteme.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"necteme.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.necteme.cz\/wp-content\/uploads\/hypoteka5_10_10_10_10.jpg","url":"https:\/\/www.necteme.cz\/wp-content\/uploads\/hypoteka5_10_10_10_10.jpg","height":0,"width":0},"url":"https:\/\/www.necteme.cz\/cim-se-lisi-hypoteka-na-pozemek-od-te-klasicke\/","about":["Ekonomika"],"wordCount":412,"articleBody":"     Mnoho lid\u00ed sn\u00ed o tom, \u017ee budou bydlet ve sv\u00e9m vlastn\u00edm dom\u011b \u010di byt\u011b. A je to jen pochopiteln\u00e9, koneckonc\u016f bydlet ve vlastn\u00edm m\u00e1 nepopirateln\u00e9 v\u00fdhody. Z nich rozhodn\u011b nen\u00ed nejmen\u0161\u00edm fakt, \u017ee se nemus\u00edme b\u00e1t, zda n\u00e1m majitel prodlou\u017e\u00ed smlouvu.Av\u0161ak ne ka\u017ed\u00fd m\u00e1 z\u00e1jem o koupi ji\u017e postaven\u00e9ho domu nebo bytu. Jsou i lid\u00e9, kte\u0159\u00ed si cht\u011bj\u00ed sv\u016fj domov postavit vlastn\u00edmi silami. A to je rozhodn\u011b chv\u00e1lyhodn\u00e9. K tomu je v\u0161ak pot\u0159eba vlastnit p\u016fdu, kde je takov\u00e1to stavba mo\u017en\u00e1.Zdaleka ne ka\u017ed\u00fd v\u0161ak m\u00e1 dostatek pen\u011bz na to, aby si mohl dostate\u010dn\u011b velk\u00fd pozemek dovolit. P\u0159eci jen, cena stavebn\u00ed parcely rozhodn\u011b nen\u00ed nejmen\u0161\u00ed, zvl\u00e1\u0161t\u011b pokud je tam ji\u017e zaveden vodovodn\u00ed \u0159\u00e1d a elekt\u0159ina. Co v takov\u00e9m p\u0159\u00edpad\u011b d\u011blat?Jednou z mo\u017enost\u00ed je hypot\u00e9ka na pozemek. Jedn\u00e1 se o \u00fa\u010delovou p\u016fj\u010dku, ur\u010denou ke koupi konkr\u00e9tn\u00edho, p\u0159edem dan\u00e9ho pozemku. Poskytuj\u00ed ji jak bankovn\u00ed tak nebankovn\u00ed spole\u010dnosti, a\u010dkoliv podm\u00ednky se mezi jednotliv\u00fdmi poskytovateli mohou li\u0161it.Ot\u00e1zkou v\u0161ak je, \u010d\u00edm se li\u0161\u00ed od t\u00e9 b\u011b\u017en\u00e9, kter\u00e1 se pou\u017e\u00edv\u00e1 ke koupi dobu nebo bytu. A popravd\u011b, mnoho rozd\u00edl\u016f zde nenajdeme. I zde mus\u00edme splatit celou p\u016fj\u010denou \u010d\u00e1stku, v\u010detn\u011b ve\u0161ker\u00fdch \u00farok\u016f a poplatk\u016f. I zde mus\u00edme proj\u00edt stejn\u00fdm \u0159\u00edzen\u00edm, aby n\u00e1m byla schv\u00e1lena.Av\u0161ak je skute\u010dn\u011b dobr\u00fd n\u00e1pad si ji vz\u00edt? P\u0159eci jen, pokud nem\u00e1me dostatek pen\u011bz na samotn\u00fd pozemek, budeme m\u00edt dostatek na n\u00e1slednou stavbu? Jist\u011b, mo\u017en\u00e1 tam nechcete stav\u011bt, n\u00fdbr\u017e jej nechat a nap\u0159\u00edklad jej pou\u017e\u00edvat jej jako zahradu.Nebo je to zkr\u00e1tka ide\u00e1ln\u00ed m\u00edsto, o kter\u00e9 nechcete p\u0159ij\u00edt, a tak jej koup\u00edte a nech\u00e1te le\u017eet, dokud pot\u0159ebnou \u010d\u00e1stku nena\u0161et\u0159\u00edte. A\u0165 tak \u010di tak, rozhodn\u011b je dobr\u00e9 si v\u0161e p\u0159edem rozmyslet. P\u0159edev\u0161\u00edm pak to, zda m\u00e1 dan\u00fd n\u00e1kup skute\u010dn\u011b smysl. Pokud toti\u017e jeho hodnota klesne, nap\u0159\u00edklad z d\u016fvodu, \u017ee se bude vedle stav\u011bt d\u00e1lnice, pak se jej budete jen t\u011b\u017eko zbavovat. Proto se ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f skute\u010dn\u011b vyplat\u00ed po\u010dkat.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010c\u00edm se li\u0161\u00ed hypot\u00e9ka na pozemek od t\u00e9 klasick\u00e9?","item":"https:\/\/www.necteme.cz\/cim-se-lisi-hypoteka-na-pozemek-od-te-klasicke\/#breadcrumbitem"}]}]